Track your goal
You can see your goal progress as you contribute to your goals.
And to take full advantage of your money, Gugu will give you the financial literacy you need, to get you financially confident.Learn More
Gugu is great, we see the potential! I cannot wait to see the kinds of things she can do to help us get financially woke.
I saw the Akiba App, I really liked it. It is actually a great and needed concept for South Africans, even more so for young professionals.
Wow the user experience is phenomenal; they took something so boring and made it fun and quirky.
OMG, I've been trying to save to go to New York for the last 3 years, I never had the discipline but now Gugu is keeping me accountable!
Currently, when you deposit money into your goal, we convert the money into a virtual token aka 'Virtual Sheep' and the money is then stored in an FNB savings account.
Gugu the Shepherd then looks after your virtual sheep and when you meet your goal, we convert your virtual sheep back into money.
In order to access your money, you can process a withdrawal request in app, of either part or all of your goal amount to be paid to your specified bank account.
*We currently don't offer interest for any goal contributions that are less than 12 months.
We are making it free for you to save, that means if you put in R100, you will get R100 out. That's right, free!
For your benefit, we discourage any early withdrawals, BUT, if you happen to withdraw any amount before meeting your goal, we charge a 5% early withdrawal fee.
Gugu is available 24/7! As an addition, we have actual humans too, that are also available to attend to your queries.
For further enquiries, contact us: firstname.lastname@example.org
To get started, download the app from the links provided above. We just launched the app and we would love to hear your feedback!