BRINGING FINANCIAL SYSTEM TO PRESENT TIMES

Deliver financial services to 80% of excluded Africans using:

01

Alternative SME scoring

We offer scoring APIs that consolidate alternative financial and non-financial datasets about SMEs to enable lenders to lend to SME seamlessly.

  • Leverage alternative financial datasets
  • Get a richer view of SME risk
  • Grow revenue by lending to healthy SMEs
02

Alternative Individual scoring

We offer scoring APIs that consolidate alternative financial and non-financial datasets about individuals to enable lenders to lend to SME seamlessly.

  • Leverage alternative financial datasets
  • Get a richer view of individual risk
  • Grow revenue by lending to ready individuals
03

Lending Decisioning

Levering AI and Machine learning, we offer lenders APIs to provide real-time lending decisioning recommendations

  • Real-time lending decisioning
  • Integrates with lenders existing risk models
  • Predicts payability of customers
  • Recommends repayment structure
04

Affordability Analysis

We let you know what your customers can afford based on their spending behaviours and real-time transactions

  • Get customer balance prediction
  • Get real-time insights on customers payability
  • Know when your customers can afford credit
05

Actionable Insights

We provide actionable event or insight derived from your user data

  • Drive up transaction volumes
  • Drive up good financial behaviour
  • Increase competitive advantage

We make lending easier and inclusive

Leverage our APIs to enhance your lending value chain from onboarding, risk scoring, lending decisioning and nudging your customers all at real-time.

As a financial API marketplace, we enable you to focus on what you do best: providing financial services to your customers.

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    Credit Scoring API
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    Lending Decisioning
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    Affordability Analysis
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    Fraud Scoring API
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    Default Prediction API
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    Credit Enrichment API
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    Actionable Insights API
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    Spending Trends API

Powerful financial insights that you need

Through our APIs you can access powerful insights for you to sell the right financial products to the right customers

Reduce lending risk
Personalised repayments
Automate lending decisions
Enriched your risk model
Reduce credit fraud
Build richer customer profile
Predict defaults early
Analyse affordability
Analyse spending patterns
Nudge good behaviour
THE VALUE

Our value to you

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Reduce Risk

We help you reduce credit risk and credit fraud from onboarding to lending decisioning

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Increase revenue

We help you drive up transaction velocity through quicker lending decision and actionable insights

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Increase efficacy

Our services allow you automatically filter credit applications and get lending decisions at real-time

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