Unlock financing for
We enable lenders, banks, fintechs and retailers to quickly extend credit, BNPL, cash advances using our lending-as-a-service.
Companies we serve
Lend more, to more
Get automated credit assessments of your thin file customers and extend credit to more customers
Score thin-files with speed
We enable you to score your thin file population quickly and affordably
Originate easier
Use our origination widget equipped with bank statement OCR, verification and scoring within mintutes!
Grow your book seamlessly
Extend facilities to both SMEs and individuals using the same API
Offer credit to under-served customers with Akiba's embedded lending platform
Our Plug-and-play APIs and Saas enables:
Power your lending with alternative scoring
Extend credit to the underserved SMME and Individual market that cannot be scored with credit bureau scores by leveraging our alternative credit scoring to better assess risk and affordability of this population close to realtime.
Learn moreBanks building with us:
Speed up your origination
Digitise your loan origination in 5 mins with our loan origination widget to help collect applicants data, verify their identity and get an automated score to make lending decisions quicker.
Learn more100+ Microlenders are building with us including:
Power your Buy Now, Pay Later
Enable your customers to Buy Now and Pay Later with reduced risk by utilising our alternative scoring and affordability assessment
Learn moreMerchants building with us:
Launch your product in minutes
With our credit intelligence APIs and widgets, fintechs can launch lending and BNPL products to market super fast! API Portal launching soon
Learn moreFintechs building with us:
Built to optimise your lending
We've aggregated a multitude of borrower datasets to offer you a rich credit risk view through our API. Your developers can now focus on creating amazing digital experiences for your customers.
Plug-and-play with one API
Our single-API platform connects you to the data you need to understand your borrowers and their behaviours from the day they onboard and beyond. You get more automated decisions, better conversions and less fraud; your customers get a better experience.
Digitise your origination in minutes
Our highly customisable plug and play loan origination widget makes it easy for you to digitise your origination with automated credit scoring, ID verification and fraud detection.
Get verified borrowers
With the widget, you get to confirm the submitted bank statements, identity of the borrower and the income/ turnover of the borrower
Automate credit decisioning
Get an automated score of your borrow at origination alongside a recommendation based on their calculated lending risk.
Try our origination widget
Pricing that suits your volumes
Choose the right pricing for you and get starterd with your project
Free Trial
R0
The perfect way to get started and get used to our tools
50 API calls or up to 10 applications
2 users
Starter Package
R5000/pm
The perfect way to get started and get used to our tools
<500 API calls or up to 100 applications
5 users
Growth Package
R10 000/pm
The perfect way to get started and get used to our tools
<1000 API calls or up to 250 applications
10 users
Enterprise Package
custom
The perfect way to get started and get used to our tools
1000+ API calls or up to 250 applications
Unlimited users
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